America spending has and have been way out of control for a very long time. Contributing to the huge debit are our young youth. What I mean by young youth is children below the age of 16yr old. Spending their money, their parents money,and practically any money. My idea is to control this spending as a youth before these out of control youth grow up to have ‘CREDIT CARDS’ (more debit). So give them control spending now, through pre- issued and control credit cards. Th idea is to control spending now and spare the sustainable of our future. Basically it easy if you have a ????? limit that the child their selves have to learn control in order to increase any credit spending for later. The results and solutions are one of the same.